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           ...Healthcare solutions for Hudson Valley Seniors
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Q? When is Medicare Open Enrollment?

Medicare Open Enrollment begins on October 15th and will end on December 7th. 

During the Open Enrollment Period (OEP) you can add, drop or switch your Medicare plan coverage. You might also hear this called the Annual Enrollment Period (AEP).

Q? What are the essential health benefits?

These are the 10 key health services that must be covered by every health plan. All health plans sold on the NYS of Health Marketplace must include them. Most plans sold elsewhere for individuals and small businesses must also include them. The 10 “essential” services are:

- Care at a doctor’s office
- Emergency Services
- Hospital Care
- Pregnant mother and baby care
- Mental Health and addiction treatment
- Prescription Drugs
- Rehab and skill development services and devices
- Lab services
- Prevention & wellness services and long-lasting disease management
- Dental and vision care for children  
Q? What is the NYS EPIC Program and how do I apply? 

The Elderly Pharmaceutical Insurance Coverage (EPIC) program is a New York State program for seniors administered by the Department of Health. It helps more than 280,000 income-eligible seniors aged 65 and older to supplement their out-of-pocket Medicare Part D drug plan costs. Seniors can apply for EPIC at any time of the year and must be enrolled or eligible to be enrolled in a Medicare Part D drug plan to receive EPIC benefits and maintain coverage.

You can read more about the EPIC program on the NYS Dept of Health website by clicking the link below. 


Download the NYS Epic application HERE